Key Takeaways We analyzed 12 years of IPO data  across ~1,100 listings to understand if chasing IPOs makes financial sense The results are mixed : About 50% of IPOs deliver over 10% returns in both 1-year and 5-year periods, but 30-40% end up negative The top 30% of IPOs can be highly profitable —the challenge lies in identifying them beforehand Practical barriers exist for retail investors : information asymmetry, allocation challenges, and behavioral biases Long-term data suggests  that for...

Quick Summary PE (Price-to-Earnings) Ratio  tells you how much you're paying for every rupee of a company's profit – like checking if...

In Short P2P lending lets you earn bank-like returns  by directly lending to borrowers through online platforms, cutting out traditional...